Rural Home Refinancing
Refinance Your Rural Home Loan
With interest rates at near historic lows, there is no time like the present to consider refinancing your rural home mortgage, but that’s not the only reason to consider refinancing. You may also be able to:
- Reduce monthly payments.
- Change the amortization period of your loan.
- Move from an adjustable to fixed-rate loan.
- Fund renovations and repairs.
We refinances loans that others will not
Many conventional lenders refuse to refinance rural home mortgages – even when they are responsible for originating the existing loan. Surprised customers usually come to us after finding this out the hard way.
Changes in the economy and real estate market have caused many conventional lenders to adopt stricter lending practices, in turn prompting big-box lenders to turn away new and existing customers.
Common reasons convention lenders will not refinance rural home loans:
- Schedule F Income
- Ag-Exempt Status
- Acreage Limitations
- Home to Land Value Ratio
- Manufactured Housing
- Ag Zoning
Rural home refinancing loans differs from other types of conventional financing. Because we specialize in these types of loans, we clearly understand those differences, and are better equipped to accommodate the needs of families seeking refinancing.
We find the right home loan for you
Our mission is to gain a clear understanding of your goals, answer any questions you may have, guide and educate you throughout the entire financing or refinancing process, and most importantly, to find the loan that is the best fit for you and your family.
Pre-Qualify today:
Contact us today for a free consultation,
or complete our
simple application
to see if you pre-qualify.
We are here to answer your questions and guide you through
every step of the financing process
